StonehamBank, A Co-operative Bank in Massachusetts vs the state
15.2%Denial rate-0.97 pts vs state
18.0%Decision denial rate-1.97 pts vs state
67.6%Origination rate+5.02 pts vs state
—Median rate
—Rate spread (pts)
$163kMedian applicant income
71Loans originated
16Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 117 | 9.4% | — | #176 |
| 2024 | 84 | 53 | 17.9% | — | #261 |
| 2025 | 105 | 71 | 15.2% | — | #244 |
What StonehamBank, A Co-operative Bank lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most StonehamBank, A Co-operative Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 74 | 47 | 13 | 17.6% |
| Essex County | 14 | 12 | 0 | 0.0% |
| Norfolk County | 8 | 6 | 1 | 12.5% |
| Suffolk County | 5 | 3 | 2 | 40.0% |
| Plymouth County | 1 | 1 | 0 | 0.0% |
| Bristol County | 1 | 1 | 0 | 0.0% |
| Worcester County | 1 | 1 | 0 | 0.0% |
| Nantucket County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 105 applications in 2025, of which 71 were originated and 16 denied.
15.2% of all applications, or 18.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are StonehamBank, A Co-operative Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology