Stockton Mortgage in Illinois vs the state
14.3%Denial rate-2.83 pts vs state
21.7%Decision denial rate+0.02 pts vs state
50.9%Origination rate-7.81 pts vs state
6.75%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.04 pts vs state
$100kMedian applicant income
82Loans originated
23Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 58 | 9.0% | 6.75% | #359 |
| 2024 | 123 | 52 | 12.2% | 6.75% | #300 |
| 2025 | 161 | 82 | 14.3% | 6.75% | #283 |
What Stockton Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 77 | 44 | 10 | 13.0% |
| Will County | 18 | 11 | 1 | 5.6% |
| Kane County | 14 | 7 | 4 | 28.6% |
| Lake County | 10 | 7 | 1 | 10.0% |
| DuPage County | 9 | 4 | 0 | 0.0% |
| Winnebago County | 3 | 2 | 0 | 0.0% |
| Tazewell County | 3 | 0 | 1 | 33.3% |
| McLean County | 3 | 1 | 0 | 0.0% |
| Madison County | 2 | 0 | 1 | 50.0% |
| Jackson County | 2 | 0 | 1 | 50.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 161 applications in 2025, of which 82 were originated and 23 denied.
14.3% of all applications, or 21.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Stockton Mortgage originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology