Stockton Mortgage in Georgia vs the state
8.5%Denial rate-10.76 pts vs state
11.3%Decision denial rate-13.81 pts vs state
65.6%Origination rate+11.49 pts vs state
6.50%Median rate-0.13 pts vs state
0.19Rate spread (pts)-0.08 pts vs state
$120kMedian applicant income
442Loans originated
57Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,024 | 683 | 6.5% | 6.75% | #76 |
| 2024 | 961 | 606 | 6.4% | 6.63% | #88 |
| 2025 | 674 | 442 | 8.5% | 6.50% | #124 |
What Stockton Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 81 | 65 | 1 | 1.2% |
| Fulton County | 78 | 64 | 9 | 11.5% |
| DeKalb County | 52 | 38 | 0 | 0.0% |
| Cherokee County | 45 | 34 | 1 | 2.2% |
| Gwinnett County | 41 | 27 | 4 | 9.8% |
| Coweta County | 28 | 17 | 0 | 0.0% |
| Hall County | 21 | 12 | 1 | 4.8% |
| Lowndes County | 16 | 12 | 3 | 18.8% |
| Paulding County | 15 | 14 | 0 | 0.0% |
| Forsyth County | 15 | 13 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 674 applications in 2025, of which 442 were originated and 57 denied.
8.5% of all applications, or 11.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Stockton Mortgage originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology