Stifel Bank and Trust in Maine vs the state
11.1%Denial rate-5.22 pts vs state
11.1%Decision denial rate-8.97 pts vs state
88.9%Origination rate+26.72 pts vs state
5.75%Median rate-1.13 pts vs state
-0.09Rate spread (pts)-0.41 pts vs state
$390kMedian applicant income
8Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 12.5% | 6.13% | #214 |
| 2024 | 11 | 10 | 0.0% | 6.13% | #200 |
| 2025 | 9 | 8 | 11.1% | 5.75% | #229 |
What Stifel Bank and Trust lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kennebec County | 3 | 2 | 1 | 33.3% |
| Cumberland County | 2 | 2 | 0 | 0.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 9 applications in 2025, of which 8 were originated and 1 denied.
11.1% of all applications, or 11.1% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Stifel Bank and Trust originated in Maine in 2025 was 5.75%, against a statewide median of 6.88%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology