Stifel Bank and Trust in Indiana vs the state
4.4%Denial rate-12.17 pts vs state
4.9%Decision denial rate-15.26 pts vs state
85.7%Origination rate+23.46 pts vs state
6.00%Median rate-0.75 pts vs state
0.02Rate spread (pts)-0.35 pts vs state
$177kMedian applicant income
78Loans originated
4Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 36 | 7.1% | 6.50% | #337 |
| 2024 | 84 | 77 | 0.0% | 6.50% | #276 |
| 2025 | 91 | 78 | 4.4% | 6.00% | #287 |
What Stifel Bank and Trust lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 26 | 22 | 0 | 0.0% |
| Lake County | 17 | 14 | 1 | 5.9% |
| Marion County | 13 | 12 | 0 | 0.0% |
| St. Joseph County | 5 | 4 | 1 | 20.0% |
| Madison County | 4 | 4 | 0 | 0.0% |
| Allen County | 3 | 3 | 0 | 0.0% |
| Porter County | 3 | 1 | 0 | 0.0% |
| Delaware County | 2 | 2 | 0 | 0.0% |
| Elkhart County | 2 | 1 | 1 | 50.0% |
| Hendricks County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 91 applications in 2025, of which 78 were originated and 4 denied.
4.4% of all applications, or 4.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Stifel Bank and Trust originated in Indiana in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology