Stifel Bank and Trust in Illinois vs the state
1.8%Denial rate-15.30 pts vs state
1.9%Decision denial rate-19.74 pts vs state
90.9%Origination rate+32.17 pts vs state
6.13%Median rate-0.63 pts vs state
0.05Rate spread (pts)-0.33 pts vs state
$184kMedian applicant income
150Loans originated
3Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 128 | 112 | 1.6% | 6.25% | #291 |
| 2024 | 125 | 111 | 1.6% | 6.25% | #297 |
| 2025 | 165 | 150 | 1.8% | 6.13% | #279 |
What Stifel Bank and Trust lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 58 | 48 | 1 | 1.7% |
| Lake County | 18 | 17 | 0 | 0.0% |
| St. Clair County | 15 | 14 | 1 | 6.7% |
| Monroe County | 12 | 11 | 0 | 0.0% |
| Madison County | 12 | 12 | 0 | 0.0% |
| Kane County | 8 | 8 | 0 | 0.0% |
| Champaign County | 6 | 5 | 0 | 0.0% |
| DuPage County | 5 | 5 | 0 | 0.0% |
| Sangamon County | 3 | 3 | 0 | 0.0% |
| Will County | 3 | 3 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 165 applications in 2025, of which 150 were originated and 3 denied.
1.8% of all applications, or 1.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Stifel Bank and Trust originated in Illinois in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology