Standard Mortgage in Georgia vs the state
14.3%Denial rate-4.93 pts vs state
25.0%Decision denial rate-0.07 pts vs state
42.9%Origination rate-11.23 pts vs state
6.38%Median rate-0.25 pts vs state
0.11Rate spread (pts)-0.16 pts vs state
$78kMedian applicant income
3Loans originated
1Denied
What Standard Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Standard Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Muscogee County | 1 | 0 | 1 | 100.0% |
| Telfair County | 1 | 1 | 0 | 0.0% |
| Haralson County | 1 | 0 | 0 | 0.0% |
| Catoosa County | 1 | 0 | 0 | 0.0% |
| Carroll County | 1 | 0 | 0 | 0.0% |
| Cobb County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 7 applications in 2025, of which 3 were originated and 1 denied.
14.3% of all applications, or 25.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Standard Mortgage originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Standard Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology