Southwest Missouri Bank in Kansas vs the state
24.3%Denial rate+9.29 pts vs state
26.5%Decision denial rate+8.19 pts vs state
64.9%Origination rate+1.04 pts vs state
7.13%Median rate+0.50 pts vs state
0.72Rate spread (pts)+0.42 pts vs state
$82kMedian applicant income
24Loans originated
9Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 19 | 13.0% | 8.45% | #269 |
| 2024 | 15 | 12 | 13.3% | 9.00% | #306 |
| 2025 | 37 | 24 | 24.3% | 7.13% | #252 |
What Southwest Missouri Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Southwest Missouri Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cherokee County | 30 | 20 | 7 | 23.3% |
| Crawford County | 6 | 3 | 2 | 33.3% |
| Labette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 37 applications in 2025, of which 24 were originated and 9 denied.
24.3% of all applications, or 26.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Southwest Missouri Bank originated in Kansas in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Southwest Missouri Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology