Southeastern Credit Union in Georgia vs the state
3.4%Denial rate-15.86 pts vs state
3.4%Decision denial rate-21.65 pts vs state
95.0%Origination rate+40.87 pts vs state
7.50%Median rate+0.88 pts vs state
1.82Rate spread (pts)+1.56 pts vs state
$111kMedian applicant income
113Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 146 | 0.7% | 7.80% | #260 |
| 2024 | 137 | 129 | 2.9% | 8.47% | #279 |
| 2025 | 119 | 113 | 3.4% | 7.50% | #313 |
What Southeastern Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Southeastern Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lowndes County | 85 | 81 | 3 | 3.5% |
| Berrien County | 6 | 5 | 0 | 0.0% |
| Cook County | 5 | 5 | 0 | 0.0% |
| Colquitt County | 4 | 4 | 0 | 0.0% |
| Lanier County | 4 | 4 | 0 | 0.0% |
| Tift County | 4 | 4 | 0 | 0.0% |
| Ware County | 2 | 2 | 0 | 0.0% |
| Pierce County | 2 | 2 | 0 | 0.0% |
| Clinch County | 2 | 2 | 0 | 0.0% |
| Brooks County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 119 applications in 2025, of which 113 were originated and 4 denied.
3.4% of all applications, or 3.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Southeastern Credit Union originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Southeastern Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology