South River Mortgage in Oklahoma vs the state
0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
42.9%Origination rate-13.24 pts vs state
6.19%Median rate-0.44 pts vs state
—Rate spread (pts)
$33kMedian applicant income
6Loans originated
0Denied
What South River Mortgage lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most South River Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cleveland County | 3 | 2 | 0 | 0.0% |
| Ottawa County | 2 | 0 | 0 | 0.0% |
| Canadian County | 2 | 1 | 0 | 0.0% |
| Rogers County | 1 | 1 | 0 | 0.0% |
| Wagoner County | 1 | 0 | 0 | 0.0% |
| Cherokee County | 1 | 0 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Comanche County | 1 | 0 | 0 | 0.0% |
| Oklahoma County | 1 | 1 | 0 | 0.0% |
| Sequoyah County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 14 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans South River Mortgage originated in Oklahoma in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are South River Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology