South River Mortgage in New Jersey vs the state
2.0%Denial rate-15.68 pts vs state
4.4%Decision denial rate-18.64 pts vs state
43.6%Origination rate-12.06 pts vs state
8.99%Median rate+2.24 pts vs state
—Rate spread (pts)
$32kMedian applicant income
65Loans originated
3Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 0.0% | 9.68% | #519 |
| 2024 | 22 | 21 | 0.0% | 6.78% | #437 |
| 2025 | 149 | 65 | 2.0% | 8.99% | #221 |
What South River Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most South River Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 18 | 9 | 1 | 5.6% |
| Monmouth County | 15 | 10 | 0 | 0.0% |
| Middlesex County | 13 | 9 | 1 | 7.7% |
| Essex County | 13 | 6 | 0 | 0.0% |
| Atlantic County | 11 | 2 | 0 | 0.0% |
| Camden County | 11 | 5 | 0 | 0.0% |
| Union County | 10 | 4 | 0 | 0.0% |
| Mercer County | 10 | 4 | 0 | 0.0% |
| Burlington County | 8 | 2 | 1 | 12.5% |
| Gloucester County | 5 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 149 applications in 2025, of which 65 were originated and 3 denied.
2.0% of all applications, or 4.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans South River Mortgage originated in New Jersey in 2025 was 8.99%, against a statewide median of 6.75%.
About this data. Figures are South River Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology