Sirva Mortgage in Michigan vs the state
2.0%Denial rate-16.56 pts vs state
2.1%Decision denial rate-20.50 pts vs state
60.8%Origination rate+0.89 pts vs state
6.63%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.30 pts vs state
$155kMedian applicant income
31Loans originated
1Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 19 | 3.5% | 6.75% | #381 |
| 2024 | 38 | 25 | 7.9% | 6.75% | #371 |
| 2025 | 51 | 31 | 2.0% | 6.63% | #346 |
What Sirva Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Sirva Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 15 | 7 | 0 | 0.0% |
| Berrien County | 5 | 5 | 0 | 0.0% |
| Kalamazoo County | 4 | 2 | 0 | 0.0% |
| Macomb County | 4 | 3 | 1 | 25.0% |
| Livingston County | 3 | 1 | 0 | 0.0% |
| St. Clair County | 3 | 2 | 0 | 0.0% |
| Saginaw County | 3 | 1 | 0 | 0.0% |
| Ingham County | 1 | 0 | 0 | 0.0% |
| Iosco County | 1 | 1 | 0 | 0.0% |
| Midland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 51 applications in 2025, of which 31 were originated and 1 denied.
2.0% of all applications, or 2.1% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Sirva Mortgage originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Sirva Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology