Servis One in Georgia vs the state
10.8%Denial rate-8.41 pts vs state
21.1%Decision denial rate-4.02 pts vs state
40.5%Origination rate-13.55 pts vs state
6.25%Median rate-0.38 pts vs state
-0.25Rate spread (pts)-0.52 pts vs state
$106kMedian applicant income
15Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 31 | 17 | 19.4% | 6.25% | #505 |
| 2025 | 37 | 15 | 10.8% | 6.25% | #485 |
What Servis One lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Servis One applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 3 | 1 | 1 | 33.3% |
| Cherokee County | 3 | 1 | 1 | 33.3% |
| Rockdale County | 2 | 1 | 0 | 0.0% |
| Floyd County | 2 | 0 | 0 | 0.0% |
| Clayton County | 2 | 1 | 0 | 0.0% |
| Carroll County | 2 | 1 | 1 | 50.0% |
| Liberty County | 2 | 1 | 0 | 0.0% |
| Effingham County | 2 | 1 | 0 | 0.0% |
| Bibb County | 2 | 1 | 0 | 0.0% |
| Houston County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 37 applications in 2025, of which 15 were originated and 4 denied.
10.8% of all applications, or 21.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Servis One originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Servis One's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology