Select Lending Services in Virginia vs the state
2.8%Denial rate-13.12 pts vs state
3.8%Decision denial rate-16.44 pts vs state
69.0%Origination rate+9.49 pts vs state
6.75%Median rate+0.13 pts vs state
0.21Rate spread (pts)-0.01 pts vs state
$160kMedian applicant income
98Loans originated
4Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 32 | 23 | 3.1% | 6.38% | #421 |
| 2025 | 142 | 98 | 2.8% | 6.75% | #249 |
What Select Lending Services lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Select Lending Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 46 | 33 | 0 | 0.0% |
| Prince William County | 19 | 12 | 1 | 5.3% |
| Culpeper County | 14 | 12 | 1 | 7.1% |
| Fauquier County | 10 | 6 | 0 | 0.0% |
| Spotsylvania County | 9 | 5 | 0 | 0.0% |
| Loudoun County | 8 | 6 | 0 | 0.0% |
| Chesterfield County | 4 | 2 | 0 | 0.0% |
| Shenandoah County | 4 | 2 | 0 | 0.0% |
| Orange County | 4 | 2 | 0 | 0.0% |
| Alexandria city | 3 | 1 | 1 | 33.3% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 142 applications in 2025, of which 98 were originated and 4 denied.
2.8% of all applications, or 3.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Select Lending Services originated in Virginia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Select Lending Services's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology