Select Lending Services in Maryland vs the state
3.9%Denial rate-14.95 pts vs state
5.0%Decision denial rate-19.09 pts vs state
67.0%Origination rate+11.32 pts vs state
6.50%Median rate-0.13 pts vs state
0.12Rate spread (pts)-0.12 pts vs state
$136kMedian applicant income
122Loans originated
7Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 38 | 26 | 0.0% | 6.56% | #337 |
| 2025 | 182 | 122 | 3.9% | 6.50% | #172 |
What Select Lending Services lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Select Lending Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Mary's County | 48 | 35 | 1 | 2.1% |
| Calvert County | 24 | 16 | 0 | 0.0% |
| Anne Arundel County | 22 | 16 | 2 | 9.1% |
| Prince George's County | 18 | 12 | 1 | 5.6% |
| Baltimore city | 12 | 9 | 0 | 0.0% |
| Charles County | 11 | 5 | 2 | 18.2% |
| Howard County | 10 | 5 | 0 | 0.0% |
| Montgomery County | 9 | 4 | 0 | 0.0% |
| Baltimore County | 7 | 4 | 0 | 0.0% |
| Harford County | 6 | 5 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 182 applications in 2025, of which 122 were originated and 7 denied.
3.9% of all applications, or 5.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Select Lending Services originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Select Lending Services's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology