Select Lending Services in Florida vs the state
4.9%Denial rate-16.12 pts vs state
7.0%Decision denial rate-20.28 pts vs state
61.1%Origination rate+8.42 pts vs state
6.75%Median rate+0.13 pts vs state
0.35Rate spread (pts)+0.08 pts vs state
$154kMedian applicant income
99Loans originated
8Denied
What Select Lending Services lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Select Lending Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinellas County | 33 | 17 | 1 | 3.0% |
| Hillsborough County | 31 | 19 | 1 | 3.2% |
| Collier County | 22 | 16 | 0 | 0.0% |
| Sarasota County | 15 | 12 | 0 | 0.0% |
| Lee County | 12 | 7 | 2 | 16.7% |
| Manatee County | 9 | 5 | 0 | 0.0% |
| Orange County | 8 | 7 | 0 | 0.0% |
| Pasco County | 7 | 6 | 1 | 14.3% |
| Broward County | 6 | 2 | 1 | 16.7% |
| Osceola County | 6 | 2 | 1 | 16.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 162 applications in 2025, of which 99 were originated and 8 denied.
4.9% of all applications, or 7.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Select Lending Services originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Select Lending Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology