Securitynational Mortgage in Illinois vs the state
17.4%Denial rate+0.23 pts vs state
32.7%Decision denial rate+11.01 pts vs state
35.7%Origination rate-23.03 pts vs state
6.75%Median rate0.00 pts vs state
1.07Rate spread (pts)+0.69 pts vs state
$94kMedian applicant income
35Loans originated
17Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 52 | 8.8% | 7.56% | #314 |
| 2024 | 79 | 33 | 15.2% | 7.50% | #374 |
| 2025 | 98 | 35 | 17.4% | 6.75% | #349 |
What Securitynational Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 69 | 23 | 10 | 14.5% |
| DuPage County | 11 | 3 | 1 | 9.1% |
| Will County | 6 | 0 | 4 | 66.7% |
| Lake County | 4 | 2 | 2 | 50.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Kane County | 2 | 2 | 0 | 0.0% |
| McHenry County | 2 | 2 | 0 | 0.0% |
| Randolph County | 1 | 1 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 98 applications in 2025, of which 35 were originated and 17 denied.
17.4% of all applications, or 32.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Securitynational Mortgage originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology