Security National Bank of Omaha in Nebraska vs the state
7.5%Denial rate-5.07 pts vs state
10.6%Decision denial rate-4.50 pts vs state
58.2%Origination rate-9.07 pts vs state
—Median rate
—Rate spread (pts)
$159kMedian applicant income
78Loans originated
10Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 63 | 4.1% | — | #87 |
| 2024 | 110 | 60 | 10.0% | — | #88 |
| 2025 | 134 | 78 | 7.5% | — | #87 |
What Security National Bank of Omaha lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Security National Bank of Omaha applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 106 | 65 | 7 | 6.6% |
| Sarpy County | 14 | 8 | 1 | 7.1% |
| Saunders County | 4 | 1 | 0 | 0.0% |
| Lancaster County | 3 | 0 | 1 | 33.3% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Cass County | 2 | 0 | 1 | 50.0% |
| Burt County | 1 | 1 | 0 | 0.0% |
| Dakota County | 1 | 1 | 0 | 0.0% |
| Dodge County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 134 applications in 2025, of which 78 were originated and 10 denied.
7.5% of all applications, or 10.6% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Security National Bank of Omaha's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology