Security Bank, s.b. · Illinois · 2025

Security Bank, s.b. in Illinois: approval rate, denial rate and rates (2025)

Security Bank, s.b. took 112 mortgage applications in Illinois in 2025, ranking #330 of 1,150 lenders active in the state. It originated 82.1% of them and denied 5.4% (5.9% of the applications it decided), against a statewide denial rate of 17.1%.

112Applicationsin IL
5.9%Decision denial ratestate 21.7%
Median ratestate 6.75%
$125,000Median loanstate $185,000
$13MVolume7 counties

Security Bank, s.b. in Illinois vs the state

5.4%Denial rate-11.76 pts vs state
5.9%Decision denial rate-15.74 pts vs state
82.1%Origination rate+23.40 pts vs state
Median rate
Rate spread (pts)
$84kMedian applicant income
92Loans originated
6Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023675210.5%#403
202464554.7%#410
2025112925.4%#330

What Security Bank, s.b. lends in Illinois

By loan purpose

Home purchase 66 59% · 6.1% denied
Refinance 24 21% · 8.3% denied
Cash-out refinance 18 16% · 0.0% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 3 3% · 0.0% denied

By loan type

Conventional 112 100% · 5.4% denied

Where in Illinois

Counties with the most Security Bank, s.b. applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sangamon County 105876 5.7%
Christian County 210 0.0%
LaSalle County 110 0.0%
Pike County 110 0.0%
Macon County 100 0.0%
Macoupin County 110 0.0%
Madison County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 112 applications in 2025, of which 92 were originated and 6 denied.

5.4% of all applications, or 5.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Security Bank, s.b.'s own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology