RPE Home · Oklahoma · 2025

RPE Home in Oklahoma: approval rate, denial rate and rates (2025)

RPE Home took 14 mortgage applications in Oklahoma in 2025, ranking #367 of 821 lenders active in the state. It originated 64.3% of them and denied 7.1% (10.0% of the applications it decided), against a statewide denial rate of 17.9%.

14Applicationsin OK
10.0%Decision denial ratestate 22.9%
10.30%Median ratestate 6.63%
$160,000Median loanstate $165,000
$1.9MVolume8 counties

RPE Home in Oklahoma vs the state

7.1%Denial rate-10.78 pts vs state
10.0%Decision denial rate-12.87 pts vs state
64.3%Origination rate+8.19 pts vs state
10.30%Median rate+3.68 pts vs state
Rate spread (pts)
Median applicant income
9Loans originated
1Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241151147.8%11.50%#161
20251497.1%10.30%#367

What RPE Home lends in Oklahoma

By loan purpose

Refinance 3 21% · 0.0% denied
Home improvement 11 79% · 9.1% denied

By loan type

Conventional 14 100% · 7.1% denied

Why it denied Oklahoma applicants

Collateral 1 100%

Where in Oklahoma

Counties with the most RPE Home applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 550 0.0%
Comanche County 201 50.0%
Tulsa County 200 0.0%
Canadian County 110 0.0%
Carter County 110 0.0%
Logan County 110 0.0%
Wagoner County 110 0.0%
Cleveland County 100 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 14 applications in 2025, of which 9 were originated and 1 denied.

7.1% of all applications, or 10.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans RPE Home originated in Oklahoma in 2025 was 10.30%, against a statewide median of 6.63%.

About this data. Figures are RPE Home's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology