RPE Home in New Jersey vs the state
10.8%Denial rate-6.88 pts vs state
18.2%Decision denial rate-4.87 pts vs state
48.7%Origination rate-7.03 pts vs state
11.30%Median rate+4.55 pts vs state
—Rate spread (pts)
—Median applicant income
18Loans originated
4Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 234 | 19 | 22.7% | 11.50% | #178 |
| 2025 | 37 | 18 | 10.8% | 11.30% | #384 |
What RPE Home lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 9 | 5 | 0 | 0.0% |
| Camden County | 4 | 2 | 2 | 50.0% |
| Salem County | 3 | 1 | 0 | 0.0% |
| Monmouth County | 3 | 1 | 0 | 0.0% |
| Gloucester County | 3 | 2 | 0 | 0.0% |
| Atlantic County | 2 | 1 | 0 | 0.0% |
| Burlington County | 2 | 0 | 0 | 0.0% |
| Passaic County | 2 | 2 | 0 | 0.0% |
| Morris County | 2 | 0 | 0 | 0.0% |
| Ocean County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 37 applications in 2025, of which 18 were originated and 4 denied.
10.8% of all applications, or 18.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans RPE Home originated in New Jersey in 2025 was 11.30%, against a statewide median of 6.75%.
About this data. Figures are RPE Home's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology