Roundpoint Mortgage Servicing in Utah vs the state
7.4%Denial rate-8.55 pts vs state
10.8%Decision denial rate-8.37 pts vs state
61.1%Origination rate-2.13 pts vs state
5.49%Median rate-1.13 pts vs state
-1.19Rate spread (pts)-1.42 pts vs state
$116kMedian applicant income
33Loans originated
4Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 11 | 6.7% | 2.99% | #236 |
| 2025 | 54 | 33 | 7.4% | 5.49% | #165 |
What Roundpoint Mortgage Servicing lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 29 | 21 | 1 | 3.4% |
| Utah County | 11 | 4 | 2 | 18.2% |
| Davis County | 4 | 3 | 0 | 0.0% |
| Washington County | 4 | 2 | 1 | 25.0% |
| Weber County | 3 | 1 | 0 | 0.0% |
| Cache County | 2 | 1 | 0 | 0.0% |
| Summit County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 54 applications in 2025, of which 33 were originated and 4 denied.
7.4% of all applications, or 10.8% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Roundpoint Mortgage Servicing originated in Utah in 2025 was 5.49%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology