Roundpoint Mortgage Servicing in California vs the state
11.2%Denial rate-6.23 pts vs state
15.5%Decision denial rate-6.87 pts vs state
60.5%Origination rate+4.29 pts vs state
3.75%Median rate-2.88 pts vs state
-2.82Rate spread (pts)-3.10 pts vs state
$150kMedian applicant income
173Loans originated
32Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 4 | 38.1% | 3.19% | #642 |
| 2024 | 147 | 88 | 12.2% | 3.25% | #382 |
| 2025 | 286 | 173 | 11.2% | 3.75% | #320 |
What Roundpoint Mortgage Servicing lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 67 | 39 | 12 | 17.9% |
| San Diego County | 32 | 20 | 3 | 9.4% |
| Riverside County | 27 | 14 | 3 | 11.1% |
| Orange County | 19 | 14 | 1 | 5.3% |
| Alameda County | 18 | 11 | 1 | 5.6% |
| Contra Costa County | 11 | 4 | 3 | 27.3% |
| San Joaquin County | 11 | 3 | 1 | 9.1% |
| San Bernardino County | 10 | 4 | 1 | 10.0% |
| Sacramento County | 10 | 5 | 1 | 10.0% |
| Santa Clara County | 10 | 7 | 1 | 10.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 286 applications in 2025, of which 173 were originated and 32 denied.
11.2% of all applications, or 15.5% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Roundpoint Mortgage Servicing originated in California in 2025 was 3.75%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology