Rolling Hills Bank & Trust in Iowa vs the state
3.4%Denial rate-9.47 pts vs state
3.4%Decision denial rate-11.92 pts vs state
94.9%Origination rate+26.46 pts vs state
—Median rate
—Rate spread (pts)
$121kMedian applicant income
56Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 38 | 6.3% | — | #214 |
| 2024 | 46 | 39 | 2.2% | — | #219 |
| 2025 | 59 | 56 | 3.4% | — | #202 |
What Rolling Hills Bank & Trust lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Rolling Hills Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cass County | 30 | 28 | 2 | 6.7% |
| Adair County | 7 | 7 | 0 | 0.0% |
| Pottawattamie County | 7 | 6 | 0 | 0.0% |
| Guthrie County | 5 | 5 | 0 | 0.0% |
| Shelby County | 4 | 4 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Audubon County | 1 | 1 | 0 | 0.0% |
| Story County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 59 applications in 2025, of which 56 were originated and 2 denied.
3.4% of all applications, or 3.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Rolling Hills Bank & Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology