RiverHills Bank in Mississippi vs the state
8.8%Denial rate-14.12 pts vs state
9.3%Decision denial rate-19.13 pts vs state
84.8%Origination rate+31.93 pts vs state
—Median rate
—Rate spread (pts)
$184kMedian applicant income
106Loans originated
11Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 72 | 61 | 8.3% | — | #133 |
| 2024 | 70 | 54 | 12.9% | — | #136 |
| 2025 | 125 | 106 | 8.8% | — | #111 |
What RiverHills Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most RiverHills Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Warren County | 51 | 43 | 4 | 7.8% |
| Lafayette County | 39 | 37 | 0 | 0.0% |
| Madison County | 8 | 6 | 1 | 12.5% |
| Claiborne County | 7 | 6 | 1 | 14.3% |
| Hinds County | 5 | 4 | 1 | 20.0% |
| Adams County | 3 | 1 | 2 | 66.7% |
| Copiah County | 3 | 3 | 0 | 0.0% |
| Rankin County | 2 | 1 | 1 | 50.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 1 | 50.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 125 applications in 2025, of which 106 were originated and 11 denied.
8.8% of all applications, or 9.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are RiverHills Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology