Riverfront Federal Credit Union in New Jersey vs the state
37.5%Denial rate+19.81 pts vs state
37.5%Decision denial rate+14.45 pts vs state
50.0%Origination rate-5.68 pts vs state
5.75%Median rate-1.00 pts vs state
-0.37Rate spread (pts)-0.65 pts vs state
$97kMedian applicant income
4Loans originated
3Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 6 | 0.0% | 6.60% | #560 |
| 2025 | 8 | 4 | 37.5% | 5.75% | #552 |
What Riverfront Federal Credit Union lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Riverfront Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burlington County | 2 | 2 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Camden County | 1 | 0 | 1 | 100.0% |
| Atlantic County | 1 | 0 | 0 | 0.0% |
| Hunterdon County | 1 | 0 | 1 | 100.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 8 applications in 2025, of which 4 were originated and 3 denied.
37.5% of all applications, or 37.5% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Riverfront Federal Credit Union originated in New Jersey in 2025 was 5.75%, against a statewide median of 6.75%.
About this data. Figures are Riverfront Federal Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology