Renasant Bank in Virginia vs the state
3.9%Denial rate-12.05 pts vs state
4.3%Decision denial rate-15.98 pts vs state
86.7%Origination rate+27.15 pts vs state
6.63%Median rate0.00 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$96kMedian applicant income
156Loans originated
7Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 275 | 222 | 4.0% | 6.63% | #156 |
| 2024 | 257 | 216 | 3.5% | 6.75% | #176 |
| 2025 | 180 | 156 | 3.9% | 6.63% | #214 |
What Renasant Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lynchburg city | 18 | 16 | 0 | 0.0% |
| Montgomery County | 13 | 12 | 0 | 0.0% |
| Carroll County | 12 | 11 | 0 | 0.0% |
| Wythe County | 11 | 11 | 0 | 0.0% |
| Campbell County | 11 | 10 | 0 | 0.0% |
| Pulaski County | 11 | 11 | 0 | 0.0% |
| Bedford County | 10 | 9 | 0 | 0.0% |
| Washington County | 9 | 7 | 1 | 11.1% |
| Lee County | 7 | 3 | 3 | 42.9% |
| Bristol city | 7 | 4 | 3 | 42.9% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 180 applications in 2025, of which 156 were originated and 7 denied.
3.9% of all applications, or 4.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Renasant Bank originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology