Renasant Bank in North Carolina vs the state
2.9%Denial rate-15.20 pts vs state
3.2%Decision denial rate-19.61 pts vs state
86.0%Origination rate+28.19 pts vs state
6.50%Median rate0.00 pts vs state
0.17Rate spread (pts)+0.08 pts vs state
$105kMedian applicant income
301Loans originated
10Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 338 | 263 | 3.9% | 6.63% | #147 |
| 2024 | 328 | 267 | 4.0% | 6.63% | #167 |
| 2025 | 350 | 301 | 2.9% | 6.50% | #175 |
What Renasant Bank lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 72 | 60 | 0 | 0.0% |
| Iredell County | 35 | 34 | 0 | 0.0% |
| Surry County | 21 | 17 | 1 | 4.8% |
| Guilford County | 20 | 19 | 0 | 0.0% |
| Catawba County | 19 | 18 | 0 | 0.0% |
| Forsyth County | 15 | 12 | 1 | 6.7% |
| Mecklenburg County | 15 | 14 | 1 | 6.7% |
| Macon County | 13 | 11 | 1 | 7.7% |
| Alamance County | 13 | 12 | 0 | 0.0% |
| Onslow County | 11 | 9 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 350 applications in 2025, of which 301 were originated and 10 denied.
2.9% of all applications, or 3.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Renasant Bank originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology