Reliable Holdings Manager dba Lendz Financial in North Carolina vs the state
0.0%Denial rate-18.06 pts vs state
0.0%Decision denial rate-22.82 pts vs state
39.3%Origination rate-18.52 pts vs state
7.25%Median rate+0.75 pts vs state
1.21Rate spread (pts)+1.13 pts vs state
$476kMedian applicant income
11Loans originated
0Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 5 | 0.0% | 7.75% | #750 |
| 2025 | 28 | 11 | 0.0% | 7.25% | #479 |
What Reliable Holdings Manager dba Lendz Financial lends in North Carolina
By loan purpose
By loan type
Where in North Carolina
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Catawba County | 5 | 0 | 0 | 0.0% |
| Haywood County | 3 | 2 | 0 | 0.0% |
| Mecklenburg County | 3 | 2 | 0 | 0.0% |
| Wake County | 2 | 0 | 0 | 0.0% |
| Granville County | 1 | 0 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Gaston County | 1 | 0 | 0 | 0.0% |
| Transylvania County | 1 | 0 | 0 | 0.0% |
| Avery County | 1 | 0 | 0 | 0.0% |
| Robeson County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 28 applications in 2025, of which 11 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in North Carolina in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology