Red Canoe Credit Union in Oregon vs the state
7.6%Denial rate-7.76 pts vs state
10.4%Decision denial rate-8.77 pts vs state
64.2%Origination rate+3.53 pts vs state
7.50%Median rate+0.75 pts vs state
0.35Rate spread (pts)+0.07 pts vs state
$124kMedian applicant income
68Loans originated
8Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 64 | 3.5% | 7.24% | #155 |
| 2024 | 98 | 58 | 9.2% | 7.74% | #158 |
| 2025 | 106 | 68 | 7.6% | 7.50% | #164 |
What Red Canoe Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Red Canoe Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 34 | 23 | 4 | 11.8% |
| Columbia County | 13 | 8 | 0 | 0.0% |
| Marion County | 11 | 8 | 1 | 9.1% |
| Benton County | 9 | 6 | 1 | 11.1% |
| Clackamas County | 8 | 5 | 0 | 0.0% |
| Deschutes County | 6 | 3 | 0 | 0.0% |
| Lincoln County | 6 | 4 | 0 | 0.0% |
| Clatsop County | 5 | 2 | 1 | 20.0% |
| Lane County | 4 | 3 | 0 | 0.0% |
| Tillamook County | 3 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 106 applications in 2025, of which 68 were originated and 8 denied.
7.6% of all applications, or 10.4% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Red Canoe Credit Union originated in Oregon in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Red Canoe Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology