RCN Capital in New Hampshire vs the state
84.6%Denial rate+68.13 pts vs state
84.6%Decision denial rate+64.35 pts vs state
15.4%Origination rate-46.33 pts vs state
7.56%Median rate+0.74 pts vs state
—Rate spread (pts)
—Median applicant income
2Loans originated
11Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 4 | 8.3% | 10.87% | #214 |
| 2024 | 18 | 1 | 66.7% | 8.46% | #199 |
| 2025 | 13 | 2 | 84.6% | 7.56% | #235 |
What RCN Capital lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 13 applications in 2025, of which 2 were originated and 11 denied.
84.6% of all applications, or 84.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans RCN Capital originated in New Hampshire in 2025 was 7.56%, against a statewide median of 6.82%.
About this data. Figures are RCN Capital's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology