RBC Bank, (Georgia) in Georgia vs the state
4.0%Denial rate-15.22 pts vs state
5.9%Decision denial rate-19.19 pts vs state
62.0%Origination rate+7.91 pts vs state
5.50%Median rate-1.13 pts vs state
-0.14Rate spread (pts)-0.41 pts vs state
$133kMedian applicant income
31Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 66 | 7.0% | 5.69% | #342 |
| 2024 | 68 | 47 | 13.2% | 5.00% | #392 |
| 2025 | 50 | 31 | 4.0% | 5.50% | #437 |
What RBC Bank, (Georgia) lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 14 | 10 | 0 | 0.0% |
| Cobb County | 5 | 2 | 0 | 0.0% |
| DeKalb County | 5 | 5 | 0 | 0.0% |
| Forsyth County | 4 | 1 | 1 | 25.0% |
| Dawson County | 3 | 2 | 0 | 0.0% |
| Columbia County | 3 | 0 | 0 | 0.0% |
| Gwinnett County | 3 | 2 | 0 | 0.0% |
| Jones County | 2 | 0 | 1 | 50.0% |
| Cherokee County | 2 | 2 | 0 | 0.0% |
| Banks County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 50 applications in 2025, of which 31 were originated and 2 denied.
4.0% of all applications, or 5.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans RBC Bank, (Georgia) originated in Georgia in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology