RBC Bank, (Georgia) in California vs the state
23.9%Denial rate+6.43 pts vs state
29.2%Decision denial rate+6.81 pts vs state
56.9%Origination rate+0.68 pts vs state
5.75%Median rate-0.88 pts vs state
-0.14Rate spread (pts)-0.42 pts vs state
$244kMedian applicant income
62Loans originated
26Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 152 | 84 | 21.7% | 6.00% | #370 |
| 2024 | 104 | 64 | 19.2% | 6.13% | #435 |
| 2025 | 109 | 62 | 23.9% | 5.75% | #426 |
What RBC Bank, (Georgia) lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 44 | 26 | 11 | 25.0% |
| Los Angeles County | 18 | 9 | 6 | 33.3% |
| Orange County | 10 | 6 | 3 | 30.0% |
| Alameda County | 6 | 2 | 1 | 16.7% |
| Ventura County | 4 | 3 | 1 | 25.0% |
| San Diego County | 3 | 2 | 0 | 0.0% |
| Santa Clara County | 3 | 2 | 1 | 33.3% |
| Sacramento County | 2 | 0 | 0 | 0.0% |
| San Mateo County | 2 | 1 | 0 | 0.0% |
| San Joaquin County | 2 | 1 | 1 | 50.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 109 applications in 2025, of which 62 were originated and 26 denied.
23.9% of all applications, or 29.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans RBC Bank, (Georgia) originated in California in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology