Raymond James Bank in New Jersey vs the state
3.3%Denial rate-14.36 pts vs state
3.9%Decision denial rate-19.20 pts vs state
81.7%Origination rate+25.99 pts vs state
5.38%Median rate-1.38 pts vs state
-0.52Rate spread (pts)-0.80 pts vs state
$456kMedian applicant income
49Loans originated
2Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 36 | 2.1% | 5.69% | #338 |
| 2024 | 68 | 53 | 7.4% | 5.88% | #311 |
| 2025 | 60 | 49 | 3.3% | 5.38% | #333 |
What Raymond James Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 11 | 10 | 1 | 9.1% |
| Cape May County | 9 | 8 | 1 | 11.1% |
| Monmouth County | 5 | 5 | 0 | 0.0% |
| Hudson County | 4 | 4 | 0 | 0.0% |
| Atlantic County | 4 | 4 | 0 | 0.0% |
| Ocean County | 4 | 2 | 0 | 0.0% |
| Middlesex County | 3 | 1 | 0 | 0.0% |
| Morris County | 3 | 1 | 0 | 0.0% |
| Union County | 3 | 3 | 0 | 0.0% |
| Burlington County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 60 applications in 2025, of which 49 were originated and 2 denied.
3.3% of all applications, or 3.9% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Raymond James Bank originated in New Jersey in 2025 was 5.38%, against a statewide median of 6.75%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology