Rain City Capital in Arkansas vs the state
30.3%Denial rate+12.11 pts vs state
30.3%Decision denial rate+7.17 pts vs state
69.7%Origination rate+12.87 pts vs state
10.50%Median rate+3.88 pts vs state
—Rate spread (pts)
$142kMedian applicant income
23Loans originated
10Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 0.0% | 11.00% | #314 |
| 2025 | 33 | 23 | 30.3% | 10.50% | #236 |
What Rain City Capital lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Rain City Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 8 | 6 | 2 | 25.0% |
| Benton County | 3 | 3 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Craighead County | 1 | 0 | 1 | 100.0% |
| Miller County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 33 applications in 2025, of which 23 were originated and 10 denied.
30.3% of all applications, or 30.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Rain City Capital originated in Arkansas in 2025 was 10.50%, against a statewide median of 6.63%.
About this data. Figures are Rain City Capital's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology