Radius Financial Group in Maryland vs the state
2.1%Denial rate-16.69 pts vs state
2.9%Decision denial rate-21.27 pts vs state
71.1%Origination rate+15.42 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.09 pts vs state
$108kMedian applicant income
101Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 50 | 3.2% | 6.99% | #259 |
| 2024 | 125 | 94 | 2.4% | 6.75% | #190 |
| 2025 | 142 | 101 | 2.1% | 6.63% | #201 |
What Radius Financial Group lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Radius Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 36 | 28 | 0 | 0.0% |
| Carroll County | 14 | 9 | 0 | 0.0% |
| Baltimore city | 14 | 8 | 1 | 7.1% |
| Anne Arundel County | 12 | 9 | 0 | 0.0% |
| Prince George's County | 9 | 6 | 1 | 11.1% |
| Wicomico County | 8 | 4 | 1 | 12.5% |
| Worcester County | 6 | 3 | 0 | 0.0% |
| Howard County | 6 | 4 | 0 | 0.0% |
| Talbot County | 5 | 5 | 0 | 0.0% |
| Harford County | 5 | 4 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 142 applications in 2025, of which 101 were originated and 3 denied.
2.1% of all applications, or 2.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Radius Financial Group originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology