Quorum Federal Credit Union · Nebraska · 2025

Quorum Federal Credit Union in Nebraska: approval rate, denial rate and rates (2025)

Quorum Federal Credit Union took 28 mortgage applications in Nebraska in 2025, ranking #180 of 565 lenders active in the state. It originated 42.9% of them and denied 35.7% (35.7% of the applications it decided), against a statewide denial rate of 12.5%.

28Applicationsin NE
35.7%Decision denial ratestate 15.1%
9.63%Median ratestate 6.63%
$85,000Median loanstate $185,000
$1.5MVolume7 counties

Quorum Federal Credit Union in Nebraska vs the state

35.7%Denial rate+23.18 pts vs state
35.7%Decision denial rate+20.57 pts vs state
42.9%Origination rate-24.42 pts vs state
9.63%Median rate+3.00 pts vs state
2.37Rate spread (pts)+2.14 pts vs state
$112kMedian applicant income
12Loans originated
10Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20247614.3%10.63%#247
2025281235.7%9.63%#180

What Quorum Federal Credit Union lends in Nebraska

By loan purpose

Home purchase 1 4% · 0.0% denied
Refinance 5 18% · 0.0% denied
Cash-out refinance 17 61% · 41.2% denied
Home improvement 5 18% · 60.0% denied

By loan type

Conventional 28 100% · 35.7% denied

Why it denied Nebraska applicants

Debt-to-income ratio 4 40%
Incomplete application 2 20%
Other 2 20%
Credit history 1 10%
Collateral 1 10%

Where in Nebraska

Counties with the most Quorum Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 17106 35.3%
Sarpy County 301 33.3%
Lancaster County 310 0.0%
Scotts Bluff County 202 100.0%
Dixon County 100 0.0%
Adams County 110 0.0%
Cass County 101 100.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 28 applications in 2025, of which 12 were originated and 10 denied.

35.7% of all applications, or 35.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Quorum Federal Credit Union originated in Nebraska in 2025 was 9.63%, against a statewide median of 6.63%.

About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology