Prosperity Home Mortgage in Indiana vs the state
9.6%Denial rate-6.93 pts vs state
12.5%Decision denial rate-7.64 pts vs state
66.8%Origination rate+4.54 pts vs state
6.50%Median rate-0.25 pts vs state
0.26Rate spread (pts)-0.11 pts vs state
$81kMedian applicant income
374Loans originated
54Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 364 | 224 | 13.5% | 6.88% | #121 |
| 2024 | 535 | 330 | 14.0% | 6.63% | #102 |
| 2025 | 560 | 374 | 9.6% | 6.50% | #105 |
What Prosperity Home Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 55 | 37 | 2 | 3.6% |
| Marion County | 54 | 35 | 4 | 7.4% |
| Tippecanoe County | 54 | 46 | 1 | 1.9% |
| Elkhart County | 38 | 28 | 3 | 7.9% |
| Lake County | 26 | 17 | 3 | 11.5% |
| Hendricks County | 25 | 14 | 4 | 16.0% |
| Clark County | 22 | 15 | 3 | 13.6% |
| Clinton County | 19 | 16 | 2 | 10.5% |
| LaGrange County | 19 | 14 | 2 | 10.5% |
| St. Joseph County | 17 | 14 | 2 | 11.8% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 560 applications in 2025, of which 374 were originated and 54 denied.
9.6% of all applications, or 12.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Prosperity Home Mortgage originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology