Prosperity Bank in Oklahoma vs the state
15.4%Denial rate-2.51 pts vs state
18.9%Decision denial rate-4.01 pts vs state
62.4%Origination rate+6.27 pts vs state
7.25%Median rate+0.63 pts vs state
0.05Rate spread (pts)-0.30 pts vs state
$100kMedian applicant income
174Loans originated
43Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 448 | 294 | 13.8% | 6.80% | #61 |
| 2024 | 285 | 171 | 14.4% | 7.38% | #93 |
| 2025 | 279 | 174 | 15.4% | 7.25% | #103 |
What Prosperity Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Prosperity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 97 | 58 | 19 | 19.6% |
| Oklahoma County | 90 | 60 | 11 | 12.2% |
| Cleveland County | 16 | 13 | 2 | 12.5% |
| Canadian County | 13 | 9 | 1 | 7.7% |
| Rogers County | 7 | 3 | 0 | 0.0% |
| Creek County | 7 | 3 | 0 | 0.0% |
| Osage County | 7 | 6 | 1 | 14.3% |
| Washington County | 6 | 3 | 1 | 16.7% |
| Grady County | 6 | 4 | 1 | 16.7% |
| Logan County | 4 | 1 | 1 | 25.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 279 applications in 2025, of which 174 were originated and 43 denied.
15.4% of all applications, or 18.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Prosperity Bank originated in Oklahoma in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology