Princeton Mortgage in New Jersey vs the state
13.0%Denial rate-4.74 pts vs state
18.8%Decision denial rate-4.25 pts vs state
51.3%Origination rate-4.38 pts vs state
6.63%Median rate-0.13 pts vs state
0.21Rate spread (pts)-0.07 pts vs state
$117kMedian applicant income
99Loans originated
25Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 148 | 75 | 11.5% | 6.99% | #205 |
| 2024 | 171 | 94 | 10.5% | 6.69% | #210 |
| 2025 | 193 | 99 | 13.0% | 6.63% | #203 |
What Princeton Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Princeton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 41 | 20 | 7 | 17.1% |
| Burlington County | 29 | 15 | 4 | 13.8% |
| Warren County | 25 | 19 | 5 | 20.0% |
| Camden County | 14 | 8 | 0 | 0.0% |
| Sussex County | 13 | 4 | 2 | 15.4% |
| Gloucester County | 13 | 7 | 2 | 15.4% |
| Atlantic County | 12 | 4 | 2 | 16.7% |
| Monmouth County | 8 | 6 | 0 | 0.0% |
| Morris County | 6 | 2 | 1 | 16.7% |
| Ocean County | 6 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 193 applications in 2025, of which 99 were originated and 25 denied.
13.0% of all applications, or 18.8% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Princeton Mortgage originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Princeton Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology