PrimeTrust Financial Federal Credit Union in Indiana vs the state
18.2%Denial rate+1.61 pts vs state
19.8%Decision denial rate-0.39 pts vs state
73.9%Origination rate+11.61 pts vs state
7.38%Median rate+0.63 pts vs state
1.26Rate spread (pts)+0.89 pts vs state
$77kMedian applicant income
65Loans originated
16Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 52 | 12.3% | 7.25% | #295 |
| 2024 | 51 | 42 | 17.7% | 7.38% | #338 |
| 2025 | 88 | 65 | 18.2% | 7.38% | #294 |
What PrimeTrust Financial Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most PrimeTrust Financial Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 69 | 51 | 12 | 17.4% |
| Randolph County | 8 | 7 | 1 | 12.5% |
| Henry County | 5 | 4 | 1 | 20.0% |
| Blackford County | 2 | 0 | 1 | 50.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
| Jay County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Wabash County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 88 applications in 2025, of which 65 were originated and 16 denied.
18.2% of all applications, or 19.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans PrimeTrust Financial Federal Credit Union originated in Indiana in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are PrimeTrust Financial Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology