Primary Residential Mortgage in Oklahoma vs the state
6.3%Denial rate-11.67 pts vs state
8.3%Decision denial rate-14.54 pts vs state
68.8%Origination rate+12.65 pts vs state
6.75%Median rate+0.13 pts vs state
0.52Rate spread (pts)+0.17 pts vs state
$78kMedian applicant income
22Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 14 | 0.0% | 6.88% | #326 |
| 2024 | 19 | 10 | 10.5% | 7.25% | #323 |
| 2025 | 32 | 22 | 6.3% | 6.75% | #295 |
What Primary Residential Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 11 | 9 | 0 | 0.0% |
| Oklahoma County | 6 | 4 | 0 | 0.0% |
| Grady County | 3 | 2 | 1 | 33.3% |
| Cleveland County | 3 | 1 | 0 | 0.0% |
| Comanche County | 2 | 2 | 0 | 0.0% |
| Adair County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 0 | 0 | 0.0% |
| Canadian County | 1 | 1 | 0 | 0.0% |
| Rogers County | 1 | 0 | 0 | 0.0% |
| Stephens County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 32 applications in 2025, of which 22 were originated and 2 denied.
6.3% of all applications, or 8.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Primary Residential Mortgage originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology