Premia Mortgage, LLC DBA Premia Relocation Mortgage in North Carolina vs the state
0.0%Denial rate-18.06 pts vs state
0.0%Decision denial rate-22.82 pts vs state
83.6%Origination rate+25.78 pts vs state
6.38%Median rate-0.13 pts vs state
-0.07Rate spread (pts)-0.16 pts vs state
$179kMedian applicant income
107Loans originated
0Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 105 | 1.7% | 6.30% | #262 |
| 2024 | 142 | 123 | 2.1% | 6.45% | #257 |
| 2025 | 128 | 107 | 0.0% | 6.38% | #288 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in North Carolina
By loan purpose
By loan type
Where in North Carolina
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 24 | 21 | 0 | 0.0% |
| Wake County | 19 | 16 | 0 | 0.0% |
| Iredell County | 17 | 11 | 0 | 0.0% |
| Guilford County | 10 | 9 | 0 | 0.0% |
| Catawba County | 9 | 8 | 0 | 0.0% |
| Cabarrus County | 7 | 6 | 0 | 0.0% |
| Gaston County | 5 | 5 | 0 | 0.0% |
| New Hanover County | 4 | 4 | 0 | 0.0% |
| Forsyth County | 3 | 3 | 0 | 0.0% |
| Moore County | 3 | 2 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 128 applications in 2025, of which 107 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in North Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology