Premia Mortgage, LLC DBA Premia Relocation Mortgage · Georgia · 2025

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Georgia: approval rate, denial rate and rates (2025)

Premia Mortgage, LLC DBA Premia Relocation Mortgage took 102 mortgage applications in Georgia in 2025, ranking #334 of 1,201 lenders active in the state. It originated 75.5% of them and denied 2.9% (3.8% of the applications it decided), against a statewide denial rate of 19.2%.

102Applicationsin GA
3.8%Decision denial ratestate 25.1%
6.23%Median ratestate 6.63%
$435,000Median loanstate $235,000
$35MVolume31 counties

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Georgia vs the state

2.9%Denial rate-16.28 pts vs state
3.8%Decision denial rate-21.32 pts vs state
75.5%Origination rate+21.40 pts vs state
6.23%Median rate-0.40 pts vs state
-0.04Rate spread (pts)-0.31 pts vs state
$185kMedian applicant income
77Loans originated
3Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202388672.3%6.50%#338
20241331032.3%6.45%#283
2025102772.9%6.23%#334

What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Georgia

By loan purpose

Home purchase 98 96% · 3.1% denied
Refinance 4 4% · 0.0% denied

By loan type

Conventional 79 77% · 1.3% denied
FHA 13 13% · 15.4% denied
VA 10 10% · 0.0% denied

Why it denied Georgia applicants

Debt-to-income ratio 1 33%
Unverifiable information 1 33%
Credit history 1 33%

Where in Georgia

Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fulton County 16100 0.0%
Cobb County 14120 0.0%
Cherokee County 880 0.0%
Forsyth County 640 0.0%
Fayette County 660 0.0%
Henry County 531 20.0%
DeKalb County 540 0.0%
Houston County 540 0.0%
Chatham County 330 0.0%
Coweta County 310 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 102 applications in 2025, of which 77 were originated and 3 denied.

2.9% of all applications, or 3.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Georgia in 2025 was 6.23%, against a statewide median of 6.63%.

About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology