Premia Mortgage, LLC DBA Premia Relocation Mortgage in California vs the state
2.1%Denial rate-15.29 pts vs state
2.5%Decision denial rate-19.90 pts vs state
83.0%Origination rate+26.78 pts vs state
6.13%Median rate-0.50 pts vs state
-0.21Rate spread (pts)-0.48 pts vs state
$237kMedian applicant income
39Loans originated
1Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 63 | 6.3% | 6.50% | #472 |
| 2024 | 55 | 44 | 0.0% | 6.47% | #515 |
| 2025 | 47 | 39 | 2.1% | 6.13% | #530 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 16 | 12 | 0 | 0.0% |
| Solano County | 3 | 3 | 0 | 0.0% |
| Sacramento County | 3 | 3 | 0 | 0.0% |
| Santa Clara County | 3 | 3 | 0 | 0.0% |
| Orange County | 3 | 3 | 0 | 0.0% |
| Riverside County | 3 | 3 | 0 | 0.0% |
| San Bernardino County | 2 | 2 | 0 | 0.0% |
| San Joaquin County | 2 | 2 | 0 | 0.0% |
| Fresno County | 2 | 1 | 0 | 0.0% |
| San Diego County | 2 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 47 applications in 2025, of which 39 were originated and 1 denied.
2.1% of all applications, or 2.5% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in California in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology