Plaza Home Mortgage in Nebraska vs the state
41.9%Denial rate+29.41 pts vs state
44.8%Decision denial rate+29.69 pts vs state
51.6%Origination rate-15.67 pts vs state
6.63%Median rate0.00 pts vs state
0.73Rate spread (pts)+0.51 pts vs state
$80kMedian applicant income
16Loans originated
13Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 21 | 11.1% | 7.00% | #160 |
| 2024 | 31 | 13 | 38.7% | 6.88% | #160 |
| 2025 | 31 | 16 | 41.9% | 6.63% | #173 |
What Plaza Home Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 8 | 1 | 7 | 87.5% |
| Scotts Bluff County | 3 | 1 | 2 | 66.7% |
| Lancaster County | 3 | 3 | 0 | 0.0% |
| Dodge County | 2 | 0 | 2 | 100.0% |
| Otoe County | 2 | 2 | 0 | 0.0% |
| Dakota County | 2 | 1 | 0 | 0.0% |
| Burt County | 1 | 0 | 1 | 100.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Nemaha County | 1 | 1 | 0 | 0.0% |
| Dawson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 31 applications in 2025, of which 16 were originated and 13 denied.
41.9% of all applications, or 44.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Plaza Home Mortgage originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology