Plaza Home Mortgage in Arizona vs the state
22.1%Denial rate+5.82 pts vs state
24.4%Decision denial rate+4.02 pts vs state
67.6%Origination rate+8.08 pts vs state
6.49%Median rate-0.01 pts vs state
0.18Rate spread (pts)-0.04 pts vs state
$105kMedian applicant income
429Loans originated
140Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 352 | 229 | 8.8% | 6.50% | #115 |
| 2024 | 521 | 359 | 18.6% | 6.63% | #101 |
| 2025 | 635 | 429 | 22.1% | 6.49% | #97 |
What Plaza Home Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 324 | 212 | 74 | 22.8% |
| Pinal County | 88 | 73 | 13 | 14.8% |
| Pima County | 80 | 54 | 21 | 26.3% |
| Yavapai County | 54 | 36 | 12 | 22.2% |
| Mohave County | 23 | 12 | 6 | 26.1% |
| Yuma County | 19 | 13 | 4 | 21.1% |
| Navajo County | 13 | 7 | 4 | 30.8% |
| Gila County | 10 | 8 | 0 | 0.0% |
| Cochise County | 7 | 2 | 3 | 42.9% |
| Coconino County | 7 | 6 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 635 applications in 2025, of which 429 were originated and 140 denied.
22.1% of all applications, or 24.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Plaza Home Mortgage originated in Arizona in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology