Planet Home Lending in Indiana vs the state
15.7%Denial rate-0.84 pts vs state
16.3%Decision denial rate-3.83 pts vs state
78.9%Origination rate+16.68 pts vs state
5.99%Median rate-0.76 pts vs state
0.11Rate spread (pts)-0.26 pts vs state
$76kMedian applicant income
266Loans originated
53Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 148 | 95 | 29.1% | 6.25% | #212 |
| 2024 | 230 | 170 | 19.6% | 6.25% | #178 |
| 2025 | 337 | 266 | 15.7% | 5.99% | #148 |
What Planet Home Lending lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 55 | 44 | 7 | 12.7% |
| Lake County | 20 | 15 | 4 | 20.0% |
| Johnson County | 19 | 16 | 3 | 15.8% |
| Allen County | 18 | 13 | 4 | 22.2% |
| Hamilton County | 14 | 12 | 2 | 14.3% |
| Porter County | 14 | 11 | 3 | 21.4% |
| Madison County | 12 | 8 | 2 | 16.7% |
| Clark County | 9 | 9 | 0 | 0.0% |
| Hancock County | 9 | 7 | 2 | 22.2% |
| Vanderburgh County | 7 | 6 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 337 applications in 2025, of which 266 were originated and 53 denied.
15.7% of all applications, or 16.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Planet Home Lending originated in Indiana in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology