Plains Commerce Bank in Massachusetts vs the state
7.6%Denial rate-8.66 pts vs state
10.3%Decision denial rate-9.69 pts vs state
66.0%Origination rate+3.44 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.18 pts vs state
$176kMedian applicant income
35Loans originated
4Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 51 | 4.5% | 7.13% | #243 |
| 2024 | 90 | 50 | 0.0% | 6.75% | #247 |
| 2025 | 53 | 35 | 7.6% | 6.63% | #316 |
What Plains Commerce Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 18 | 11 | 1 | 5.6% |
| Worcester County | 10 | 6 | 1 | 10.0% |
| Essex County | 7 | 6 | 1 | 14.3% |
| Plymouth County | 5 | 3 | 0 | 0.0% |
| Norfolk County | 5 | 3 | 1 | 20.0% |
| Suffolk County | 3 | 3 | 0 | 0.0% |
| Bristol County | 2 | 1 | 0 | 0.0% |
| Hampden County | 2 | 1 | 0 | 0.0% |
| Barnstable County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 53 applications in 2025, of which 35 were originated and 4 denied.
7.6% of all applications, or 10.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Plains Commerce Bank originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology