Plains Commerce Bank in Maryland vs the state
8.6%Denial rate-10.21 pts vs state
12.5%Decision denial rate-11.63 pts vs state
60.1%Origination rate+4.41 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)-0.03 pts vs state
$136kMedian applicant income
98Loans originated
14Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 611 | 367 | 1.2% | 6.63% | #64 |
| 2024 | 433 | 254 | 2.1% | 6.63% | #92 |
| 2025 | 163 | 98 | 8.6% | 6.63% | #182 |
What Plains Commerce Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 35 | 23 | 4 | 11.4% |
| Anne Arundel County | 22 | 13 | 3 | 13.6% |
| Baltimore city | 21 | 14 | 2 | 9.5% |
| Prince George's County | 17 | 9 | 1 | 5.9% |
| Carroll County | 10 | 8 | 1 | 10.0% |
| St. Mary's County | 8 | 4 | 0 | 0.0% |
| Frederick County | 7 | 3 | 0 | 0.0% |
| Washington County | 7 | 2 | 0 | 0.0% |
| Harford County | 7 | 4 | 1 | 14.3% |
| Montgomery County | 7 | 5 | 1 | 14.3% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 163 applications in 2025, of which 98 were originated and 14 denied.
8.6% of all applications, or 12.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Plains Commerce Bank originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology